The “Per Merito” loan is designed to give students the opportunity to finance their studies on particularly favourable terms.
IAAD. has signed an agreement with Intesa Sanpaolo to help its students finance their study pathway. All students regularly enrolled in an IAAD. programme can access it.
“Per Merito” is a loan that any student living in Italy can obtain, provided they are in good standing with their chosen course of study.
This tool makes it possible to cover tuition fees, the purchase of learning materials, accommodation costs, and everything needed to undertake your studies with peace of mind—without having to document expenses.
At the end of your studies, a “bridge period” will start, during which the student will not yet have to repay the loan. This period, lasting up to 24 months, helps ease the transition into the job market.
The interest rate is fixed and defined at the time of signing with the bank.
All interest is transferred by Intesa Sanpaolo to the Fund for Impact, a fund created for groups with difficulties accessing credit and education.
For more information on contractual terms, you can consult the Information Sheets available in-branch and on the Intesa Sanpaolo website for the “Per Merito” loan.
The granting of financing is subject to the bank’s approval.
