{"id":13958,"date":"2023-05-11T12:30:06","date_gmt":"2023-05-11T10:30:06","guid":{"rendered":"https:\/\/www.iaad.it\/?page_id=13958"},"modified":"2026-01-30T18:37:36","modified_gmt":"2026-01-30T17:37:36","slug":"per-merito-student-loan-intesa-sanpaolo","status":"publish","type":"page","link":"https:\/\/www.iaad.it\/en\/per-merito-student-loan-intesa-sanpaolo\/","title":{"rendered":"Per Merito Student Loan | Intesa Sanpaolo"},"content":{"rendered":"\n<div class=\"wp-block-group is-style-desktop is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-right:80px\">\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h1 class=\"wp-block-heading title-animation has-65-font-size\" id=\"h-per-merito-loan-intesa-sanpaolo-valid-only-for-iaad-turin\" style=\"text-transform:uppercase\">\u201cPER MERITO\u201d LOAN \u2013 INTESA SANPAOLO (valid only for IAAD. Turin)\u00a0<\/h1>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9ba6dbca wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-style-expand-column-mobile is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:1090px\">\n<p class=\"wp-block-paragraph\">The \u201cPer Merito\u201d loan is designed to give students the opportunity to finance their studies on particularly favourable terms.\u00a0<br>IAAD. has signed an agreement with Intesa Sanpaolo to help its students finance their study pathway. All students regularly enrolled in an IAAD. programme can access it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cPer Merito\u201d is a loan that any student living in Italy can obtain, provided they are in good standing with their chosen course of study.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This tool makes it possible to cover tuition fees, the purchase of learning materials, accommodation costs, and everything needed to undertake your studies with peace of mind\u2014<strong>without having to document expenses<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">At the end of your studies, a\u00a0<strong>\u201cbridge period\u201d<\/strong>\u00a0will start, during which the student will not yet have to repay the loan. This period, lasting up to\u00a0<strong>24 months<\/strong>, helps ease the transition into the job market.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The interest rate is\u00a0<strong>fixed<\/strong>\u00a0and defined at the time of signing with the bank.\u00a0<br>All interest is transferred by Intesa Sanpaolo to the\u00a0<strong>Fund for Impact<\/strong>, a fund created for groups with difficulties accessing credit and education.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For more information on contractual terms, you can consult the Information Sheets available in-branch and on the Intesa Sanpaolo website for the \u201cPer Merito\u201d loan.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The granting of financing is subject to the bank\u2019s approval.\u00a0<\/p>\n\n\n\n<div aria-hidden=\"true\" class=\"wp-block-fsb-flexible-spacer fsb-flexible-spacer\"><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--lg\" style=\"height:31px\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--md\" style=\"height:31px\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--sm\" style=\"height:31px\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-buttons mt-2 is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-arrow\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.intesasanpaolo.com\/it\/persone-e-famiglie\/prodotti\/prestiti\/prestito-onore-per-merito.html\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Find out more on the Intesa Sanpaolo website<\/strong><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-style-desktop is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-bottom:20px\">\n<hr class=\"wp-block-separator has-text-color has-black-color has-css-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-group overflow-mobile is-style-desktop is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"wp-block-heading\">\/ CONTACT US<\/h2>\n\n\n\n<div class=\"wp-block-columns is-not-stacked-on-mobile is-layout-flex wp-container-core-columns-is-layout-9ba6dbca wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group alignfull cta-block-container is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image alignfull size-full is-style-default mb-0\"><img loading=\"lazy\" decoding=\"async\" width=\"1684\" height=\"948\" src=\"https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1.jpg\" alt=\"Request information about IAAD. Undergraduate Courses and Masters in design\" class=\"wp-image-1406\" srcset=\"https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1.jpg 1684w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1-1600x901.jpg 1600w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1-400x225.jpg 400w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1-765x430.jpg 765w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1-1530x860.jpg 1530w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1-277x156.jpg 277w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/richiedi_informazioni_5.4.1-554x312.jpg 554w\" sizes=\"auto, (max-width: 1684px) 100vw, 1684px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group cta-single has-black-color has-primary-background-color has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-style-spacing-0 is-layout-flex wp-container-core-columns-is-layout-9ba6dbca wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">    <div id=\"form-hubspot-block_6294fae31e9f6\" class=\"form-hubspot\" data-modale=\"53e3f856-f8cb-40be-86a1-9b404866ec34\">\r\n            <\/div>\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size is-style-arrow has-25-font-size aligncenter gtm_click_cta_contatto\"><a class=\"wp-block-button__link has-black-color has-primary-background-color has-text-color has-background wp-element-button\" href=\"#\">REQUEST INFORMATION<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group alignfull cta-block-container is-layout-flow wp-block-group-is-layout-flow\">\n<figure class=\"wp-block-image alignfull size-full is-style-default mb-0\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1125\" src=\"https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci.jpg\" alt=\"Book an interview with IAAD. Guidance Office and get in touch with us\" class=\"wp-image-1408\" srcset=\"https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci.jpg 2000w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci-1600x900.jpg 1600w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci-400x225.jpg 400w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci-765x430.jpg 765w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci-1530x860.jpg 1530w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci-277x156.jpg 277w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/contattaci-554x312.jpg 554w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-group cta-single has-black-color has-primary-background-color has-text-color has-background is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-style-spacing-0 is-layout-flex wp-container-core-columns-is-layout-9ba6dbca wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button has-custom-font-size is-style-arrow has-25-font-size aligncenter gtm_click_cta_contatto\"><a class=\"wp-block-button__link has-black-color has-primary-background-color has-text-color has-background wp-element-button\" href=\"#https:\/\/www.iaad.it\/en\/book-a-meeting-with-guidance-office\/\">BOOK<br>AN  INTERVIEW<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div aria-hidden=\"true\" class=\"wp-block-fsb-flexible-spacer fsb-flexible-spacer\"><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--lg\" style=\"height:50px\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--md\" style=\"height:50px\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--sm\" style=\"height:20px\"><\/div><\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\">\n<hr class=\"wp-block-separator has-text-color has-black-color has-css-opacity has-black-background-color has-background is-style-wide\"\/>\n\n\n\n<div style=\"height:20px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9ba6dbca wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:60.66%\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1333\" src=\"https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/servizio_orientamento.jpg\" alt=\"\" class=\"wp-image-1431\" srcset=\"https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/servizio_orientamento.jpg 2000w, https:\/\/www.iaad.it\/wp-content\/uploads\/2022\/05\/servizio_orientamento-1600x1066.jpg 1600w\" sizes=\"auto, (max-width: 2000px) 100vw, 2000px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:39.33%\">\n<div aria-hidden=\"true\" class=\"wp-block-fsb-flexible-spacer fsb-flexible-spacer\"><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--lg\" style=\"height:0\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--md\" style=\"height:0\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--sm\" style=\"height:20px\"><\/div><\/div>\n\n\n\n<h3 class=\"wp-block-heading is-style-symbol has-30-font-size\" id=\"h-guidance-service\" style=\"text-transform:uppercase\">Guidance service<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">IAAD.\u2019s Guidance Office is available for anyone who would like more detailed information about courses, to explore the educational offer, get help finding accommodation in Turin, or learn about scholarships.\u00a0<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By appointment: you can access a personalised consultation on campus (<strong>9:30\u201313:30<\/strong>\u00a0and\u00a0<strong>15:00\u201318:30<\/strong>) or via Skype:\u00a0<strong>iaad_torino<\/strong>.\u00a0<\/p>\n\n\n\n<div class=\"wp-block-buttons mt-2 is-layout-flex wp-block-buttons-is-layout-flex\" style=\"margin-bottom:50px\">\n<div class=\"wp-block-button is-style-arrow gtm_click_cta_orientamento\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.iaad.it\/en\/book-a-meeting-with-guidance-office\/\">Book a meeting<\/a><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-bottom:20px\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-arrow pl-0\"><a class=\"wp-block-button__link has-white-background-color has-background wp-element-button\" href=\"https:\/\/www.iaad.it\/en\/design-school\/turin\/\">Turin<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"mailto:orientamento-to@iaad.it\">orientamento-to@iaad.it<\/a><br><a href=\"tel:+39011548868\">+39 011 548868<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-arrow pl-0\"><a class=\"wp-block-button__link has-white-background-color has-background wp-element-button\" href=\"https:\/\/www.iaad.it\/en\/design-school\/bologna\/\">Bologna<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"mailto:orientamento-bo@iaad.it\">orientamento-bo@iaad.it<\/a><br><a href=\"tel:+390516390656\">+39 051 6390656<\/a><\/p>\n\n\n\n<div aria-hidden=\"true\" class=\"wp-block-fsb-flexible-spacer fsb-flexible-spacer\"><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--lg\" style=\"height:0\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--md\" style=\"height:0\"><\/div><div class=\"fsb-flexible-spacer__device fsb-flexible-spacer__device--sm\" style=\"height:40px\"><\/div><\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u201cPER MERITO\u201d LOAN \u2013 INTESA SANPAOLO (valid only for IAAD. Turin)\u00a0 The \u201cPer Merito\u201d loan is designed to give students the opportunity to finance their studies on particularly favourable terms.\u00a0IAAD. has signed an agreement with Intesa Sanpaolo to help its students finance their study pathway. All students regularly enrolled in an IAAD. programme can access [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-13958","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/pages\/13958","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/comments?post=13958"}],"version-history":[{"count":1,"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/pages\/13958\/revisions"}],"predecessor-version":[{"id":13959,"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/pages\/13958\/revisions\/13959"}],"wp:attachment":[{"href":"https:\/\/www.iaad.it\/en\/wp-json\/wp\/v2\/media?parent=13958"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}